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Lemonade LMND Europe and U.K. — Amount

Other geography segments

All other
$90.3M+42.4%
Europe and UK
$16M

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.08B+5.4%
Enterprise value$3.71B+5.9%
P/S4.8×-1.6×

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:PremiumsWrittenGross.

The source filing: Lemonade’s 10-K, filed February 25, 2026.

Filed
Feb 25, 2026, 4:21 PM EST
Fiscal year
FY2025
Accession
0001691421-26-000016
LocationYears ended December 31, 2025 / AmountYears ended December 31, 2025 / % of GWPYears ended December 31, 2024 / AmountYears ended December 31, 2024 / % of GWPYears ended December 31, 2023 / AmountYears ended December 31, 2023 / % of GWP
California$256.821.9%$225.624.3%$191.625.9%
Texas148.812.7%133.714.4%117.515.9%
New York116.49.9%96.310.4%80.810.9%
Washington60.25.1%38.94.2%25.93.5%
Illinois54.04.6%43.74.7%35.34.8%
New Jersey52.74.5%44.34.8%37.65.1%
Colorado40.93.5%29.23.1%22.03.0%
Florida33.82.9%19.42.1%9.31.3%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Lemonade's europe and U.K. — amount?
Lemonade (LMND) reported europe and U.K. — amount of $11.58M in Q4 2025.
How has Lemonade's europe and U.K. — amount changed year-over-year?
Lemonade's europe and U.K. — amount increased by 131.5% year-over-year, from $5M to $11.58M.
What is the long-term trend for Lemonade's europe and U.K. — amount?
Over 3 years (2022 to 2025), Lemonade's europe and U.K. — amount has grown at a 119.1% compound annual growth rate (CAGR), from $4.4M to $46.3M.
What does europe and U.K. — amount mean?
This metric represents the total revenue or premium volume generated specifically from operations within the European and United Kingdom geographic markets. It serves as a key indicator of the company's international expansion progress and its ability to scale digital insurance products outside of its primary domestic market. Tracking this figure allows investors to assess the geographic diversification of the business and the success of localized market penetration strategies.

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