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Lemonade LMND Property Insurance — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The official record: Lemonade’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's property insurance — cumulative number of reported claims?
Lemonade (LMND) reported property insurance — cumulative number of reported claims of 36,963,300% in Q4 2025.
How has Lemonade's property insurance — cumulative number of reported claims changed year-over-year?
Lemonade's property insurance — cumulative number of reported claims increased by 24.7% year-over-year, from 29,632,600% to 36,963,300%.
What does property insurance — cumulative number of reported claims mean?
This metric tracks the total volume of claims filed by policyholders within the property insurance segment since the inception of the product line. It provides a measure of the scale of operations and the frequency of customer interactions with the claims process. Analyzing this trend helps in understanding the growth trajectory and the underlying risk exposure of the insurance book.