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Lemonade LMND Net premiums earned

Net premiums earned at other companies

Progressive logo
ProgressivePGR
$20.97B+8.0%
Allstate logo
AllstateALL
$15.36B+5.4%
Assurant logo
AssurantAIZ
$2.78B+8.6%
Cincinnati Financial logo
Cincinnati FinancialCINF
$2.6B+11.1%
The Travelers Companies logo
The Travelers CompaniesTRV
$10.61B-1.0%
Globe Life logo
Globe LifeGL
$1.27B+5.9%

Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's net premiums earned?
Lemonade (LMND) reported net premiums earned of $212.6M in Q1 2026.
How has Lemonade's net premiums earned changed year-over-year?
Lemonade's net premiums earned increased by 103.8% year-over-year, from $104.3M to $212.6M.
What is the long-term trend for Lemonade's net premiums earned?
Over 4 years (2021 to 2025), Lemonade's net premiums earned has grown at a 62.5% compound annual growth rate (CAGR), from $77M to $536.3M.
What does net premiums earned mean?
This represents the portion of insurance premiums that the company has recognized as revenue during the reporting period after accounting for reinsurance cessions. It serves as a primary indicator of the company's core insurance underwriting activity and scale. Higher values indicate a larger volume of risk retained and earned by the insurer.