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Lemonade LMND Ceded premium payable

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.01B+6.4%
Enterprise value$3.65B+7.1%
P/S4.8×-1.5×

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept lmnd:IncreaseDecreaseInCededPremiumsPayable.

The source filing: Lemonade’s 10-Q, filed April 30, 2026. Open the filing →

Filed
Apr 30, 2026, 3:41 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001691421-26-000034

FAQ

What is Lemonade's ceded premium payable?
Lemonade (LMND) reported ceded premium payable of -$2.8M in Q1 2026.
How has Lemonade's ceded premium payable changed year-over-year?
Lemonade's ceded premium payable decreased by 216.7% year-over-year, from $2.4M to -$2.8M.
What does ceded premium payable mean?
This metric represents the change in the outstanding balance of premiums owed to reinsurers for risk-transfer agreements. It reflects the timing differences between when insurance premiums are collected from policyholders and when the corresponding ceded premiums are settled with reinsurance partners. Monitoring this balance helps investors assess the company's liquidity management and the efficiency of its reinsurance settlement processes.

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