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Lemonade LMND Benefits, Losses and Expenses

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Other financials

Income statement

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Revenue$258.0M+70.6%
Net income-$35.8M+42.6%
EPS (diluted)-$0.47+45.3%

Balance sheet

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Cash & equivalents$386.5M+20.9%
Total debt$20.8M-4.6%
Total equity$518.0M-5.0%
Total assets$2.0B+5.5%

Cash flow

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Operating cash flow-$600.0K+98.7%
CapEx$3.5M+52.2%
Free cash flow-$4.1M+91.7%

Valuation

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Market cap$4.52B+109%

Profitability

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Net margin-16.4%-6.0pp
FCF margin-15.4%-6.4pp

Returns & leverage

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Return on equity-26.1%-5.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Lemonade in its filing.

Tagged under the XBRL concept us-gaap:BenefitsLossesAndExpenses.

The official record: Lemonade’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lemonade's benefits, losses and expenses?
Lemonade (LMND) reported benefits, losses and expenses of $292.6M in Q1 2026.
How has Lemonade's benefits, losses and expenses changed year-over-year?
Lemonade's benefits, losses and expenses increased by 37.6% year-over-year, from $212.6M to $292.6M.
What is the long-term trend for Lemonade's benefits, losses and expenses?
Over 4 years (2021 to 2025), Lemonade's benefits, losses and expenses has grown at a 25.5% compound annual growth rate (CAGR), from $362M to $898.8M.
What does benefits, losses and expenses mean?
This is the aggregate of all costs incurred by the company, including claims, loss adjustment expenses, marketing, technology development, and general administrative costs. It provides a comprehensive view of the total expenditure required to operate the business. Analyzing this metric relative to revenue is critical for evaluating the company's path to operational profitability.