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Lincoln National LNC Q2 2026 earnings

Reported July 30, 2026 · Before market open

Revenue$4.9BBeat by $39.3M
EPS$2.24Beat by $0.28
Revenue estimate$4.9B
EPS estimate$1.96
“We delivered another quarter of year-over-year earnings growth, supported by strength across all businesses. Life Insurance and Retirement Plan Services reported strong earnings growth, Group Protection extended its track record of excellent operating performance, and our Annuities business remained well positioned as we continue to diversify our earnings mix toward spread-based products.”
Ellen Cooper

Next report

Nov 5, 2026 (In 3 days)
Revenue estimate$5.0B
EPS estimate$1.96

Financials

Q2 2026

Income statement

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Revenue$4.5B+12.3%
Net income$1.3B+90.6%
EPS (diluted)$6.72+76.8%

Balance sheet

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Cash & equivalents$10.2B+42.3%
Total debt$6.9B+19.0%
Total equity$11.3B+18.9%
Total assets$429.80B+7.7%

Cash flow

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Operating cash flow-$558.0M-155%

Valuation & ratios

Valuation

as of 10/30/26
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Market cap$7.92B+2.7%
Enterprise value$4.62B+64.0%
P/E3.4×-0.3×
P/S0.4×0.0×

Profitability

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Net margin12.2%+5.9pp

Returns & leverage

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Return on equity22.6%+9.6pp
Debt / equity0.6×0.0×

Segments

By segment

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Group Protection$1.6B+2.3%

FAQ

When did Lincoln National report Q2 2026 earnings?
Lincoln National (LNC) reported Q2 2026 earnings on July 30, 2026 before market open.
What were Lincoln National's Q2 2026 revenue and EPS?
Lincoln National reported revenue of $4.9B and eps of $2.24 for Q2 2026.
Did Lincoln National beat estimates in Q2 2026?
Revenue beat the consensus estimate of $4.9B by $39.3M. EPS beat the consensus estimate of $1.96 by $0.28.
How did Lincoln National's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 21.2% from $4.1B a year earlier and eps declined 5.1% from $2.36.
Where can I find Lincoln National's Q2 2026 SEC filings?
You can read the 8-K earnings release (0000059558-26-000058) and the 10-Q periodic report (0000059558-26-000060) directly on SEC EDGAR. The filing index links above go to sec.gov.