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Lincoln National LNC Q4 2025 Annual earnings

Reported February 12, 2026 · Before market open

Revenue$4.9BBeat by $53.1M
EPS$2.21Beat by $0.35
Revenue estimate$4.8B
EPS estimate$1.86

Next report

Oct 29, 2026 (in a month)
Revenue estimate$5.0B
EPS estimate$2.02

Financials

Q4 2025

Income statement

See full
Revenue$4.9B-2.8%
Net income$754.0M-55.3%
EPS (diluted)$3.96-59.0%

Balance sheet

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Cash & equivalents$9.5B+63.8%
Total debt$6.3B+1.3%
Total equity$10.9B+31.9%
Total assets$417.20B+6.7%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$8.46B+56.6%
Enterprise value$5.28B-9.6%
P/E7.2×+5.5×
P/S0.5×+0.2×

Profitability

See full
Net margin6.5%-11.3pp

Returns & leverage

See full
Return on equity12.3%-30.9pp
Debt / equity0.6×-0.2×

Segments

By segment

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Group Protection$1.5B+8.6%

FAQ

When did Lincoln National report Q4 2025 earnings?
Lincoln National (LNC) reported Q4 2025 earnings on February 12, 2026 before market open.
What were Lincoln National's Q4 2025 revenue and EPS?
Lincoln National reported revenue of $4.9B and eps of $2.21 for Q4 2025.
Did Lincoln National beat estimates in Q4 2025?
Revenue beat the consensus estimate of $4.8B by $53.1M. EPS beat the consensus estimate of $1.86 by $0.35.
How did Lincoln National's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 3.7% from $5.1B a year earlier and eps grew 15.7% from $1.91.
Where can I find Lincoln National's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000059558-26-000007) and the 10-K periodic report (0000059558-26-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.