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Lincoln National LNC Retirement Plan Services — Unearned Premiums

Other segment segments

Other Operations
$0

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$5.2B+7.0%

Other financials

Income statement

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Revenue$5.3B+13.1%
Net income-$172.0M+76.2%
EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%
Total debt$6.4B+8.5%
Total equity$10.2B+24.6%
Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$8.98B+20.1%
Enterprise value$8B+31.2%
P/E5.2×-1.4×
P/S0.5×+0.1×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp
Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The source filing: Lincoln National’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 5:22 PM EST
Fiscal year
FY2025
Accession
0000059558-26-000016
Column A / Business Segments and Other OperationsColumn B / DAC / and / VOBAColumn C / Future / Contract / BenefitsColumn D / Unearned / Premiums (1)Column E / Policyholder / Account / BalancesColumn F / Insurance / Premiums / and / Fee Income
Annuities$4,472$2,053$68,788$2,509
Life Insurance7,70424,40236,2153,837
Group Protection1986,4435,490
Retirement Plan Services24223,843301
Other Operations69,1797,39925
Total$12,622$42,077$136,245$12,162
As of or For the Year Ended December 31, 2024
Annuities$4,258$2,019$61,230$2,508

Item 15. Exhibits and Financial Statement Schedules

FAQ

What is Lincoln National's retirement plan services — unearned premiums?
Lincoln National (LNC) reported retirement plan services — unearned premiums of $0 in Q4 2025.
What does retirement plan services — unearned premiums mean?
The portion of premiums collected for insurance coverage that has not yet been earned by the company as of the reporting date. This liability represents the obligation to provide future coverage for the remaining duration of the policy term.

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