What is Arch Capital Group's insurance — unearned premiums?

Arch Capital Group (ACGL) reported insurance — unearned premiums of $5.2B in Q4 2025.

How has Arch Capital Group's insurance — unearned premiums changed year-over-year?

Arch Capital Group's insurance — unearned premiums increased by 7.0% year-over-year, from $4.86B to $5.2B.

What does insurance — unearned premiums mean?

The portion of written premiums that relates to the unexpired period of insurance policies. This represents a liability because the insurer is still obligated to provide coverage for the remaining term.

Arch Capital Group ACGL Insurance — Unearned Premiums

Other segment segments

Reinsurance

$4.55B-7.1%

Mortgage

$356M-24.3%

Similar metrics at other companies

AXSInsurance — Unearned premiums

$4.33B+12.3%

LNCLife Insurance — Unearned Premiums

$0—

SPNTInsurance & Services — Unearned premium

$1.16B+24.7%

EIGInsurance Operations — Unearned premiums

$391.9M-2.6%

CRBGLife Insurance — Unearned Premiums

$5M0.0%

ROOTUnearned premiums

$412.4M-1.9%

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

See full

Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

See full

Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

See full

Market cap$33.91B+5.5%

Enterprise value$34.53B+5.2%

P/E7×-1.6×

P/S1.7×0.0×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Arch Capital Group's insurance — unearned premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Arch Capital Group's insurance — unearned premiums?: Arch Capital Group (ACGL) reported insurance — unearned premiums of $5.2B in Q4 2025.
How has Arch Capital Group's insurance — unearned premiums changed year-over-year?: Arch Capital Group's insurance — unearned premiums increased by 7.0% year-over-year, from $4.86B to $5.2B.
What does insurance — unearned premiums mean?: The portion of written premiums that relates to the unexpired period of insurance policies. This represents a liability because the insurer is still obligated to provide coverage for the remaining term.