What is Arch Capital Group's reinsurance — unearned premiums?

Arch Capital Group (ACGL) reported reinsurance — unearned premiums of $4.55B in Q4 2025.

How has Arch Capital Group's reinsurance — unearned premiums changed year-over-year?

Arch Capital Group's reinsurance — unearned premiums decreased by 7.1% year-over-year, from $4.89B to $4.55B.

What does reinsurance — unearned premiums mean?

The portion of written premiums that relates to the unexpired period of reinsurance policies. These premiums are recognized as revenue over the remaining term of the coverage.

Arch Capital Group ACGL Reinsurance — Unearned Premiums

Other segment segments

Insurance

$5.2B+7.0%

Mortgage

$356M-24.3%

Similar metrics at other companies

AXSReinsurance — Unearned premiums

$1.49B+10.3%

SPNTReinsurance — Unearned premium

$693.8M-2.3%

AXSInsurance — Unearned premiums

$4.33B+12.3%

WRBReinsurance & Monoline Excess — Unearned Premiums

$562.87M+4.5%

AXSReinsurance — Net premiums earned

$338.71M+2.4%

EIGInsurance Operations — Unearned premiums

$391.9M-2.6%

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

See full

Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

See full

Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

See full

Market cap$33.91B+5.5%

Enterprise value$34.53B+5.2%

P/E7×-1.6×

P/S1.7×0.0×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Arch Capital Group's reinsurance — unearned premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Arch Capital Group's reinsurance — unearned premiums?: Arch Capital Group (ACGL) reported reinsurance — unearned premiums of $4.55B in Q4 2025.
How has Arch Capital Group's reinsurance — unearned premiums changed year-over-year?: Arch Capital Group's reinsurance — unearned premiums decreased by 7.1% year-over-year, from $4.89B to $4.55B.
What does reinsurance — unearned premiums mean?: The portion of written premiums that relates to the unexpired period of reinsurance policies. These premiums are recognized as revenue over the remaining term of the coverage.