What is Arch Capital Group's mortgage — unearned premiums?

Arch Capital Group (ACGL) reported mortgage — unearned premiums of $356M in Q4 2025.

How has Arch Capital Group's mortgage — unearned premiums changed year-over-year?

Arch Capital Group's mortgage — unearned premiums decreased by 24.3% year-over-year, from $470M to $356M.

What does mortgage — unearned premiums mean?

Represents the portion of written insurance premiums that relates to the unexpired period of the policy term. This liability reflects the company's obligation to provide coverage for the remainder of the contract period.

Arch Capital Group ACGL Mortgage — Unearned Premiums

Other segment segments

Insurance

$5.2B+7.0%

Reinsurance

$4.55B-7.1%

Similar metrics at other companies

ITICTitle Insurance — Unearned Premiums

$0—

CRBGLife Insurance — Unearned Premiums

$5M0.0%

ROOTUnearned premiums

$412.4M-1.9%

LNCLife Insurance — Unearned Premiums

$0—

KMPRLife Insurance — Unearned Premiums

$8.5M+3.7%

ASI

ASICUnearned premiums

$281.96M—

Other financials

Income statement

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Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%

Enterprise value$34.53B+5.2%

P/E7×-1.6×

P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's mortgage — unearned premiums?: Arch Capital Group (ACGL) reported mortgage — unearned premiums of $356M in Q4 2025.
How has Arch Capital Group's mortgage — unearned premiums changed year-over-year?: Arch Capital Group's mortgage — unearned premiums decreased by 24.3% year-over-year, from $470M to $356M.
What does mortgage — unearned premiums mean?: Represents the portion of written insurance premiums that relates to the unexpired period of the policy term. This liability reflects the company's obligation to provide coverage for the remainder of the contract period.