What is Lincoln National's life insurance — unearned premiums?

Lincoln National (LNC) reported life insurance — unearned premiums of $0 in Q4 2025.

What does life insurance — unearned premiums mean?

Represents the portion of insurance premiums collected in advance that has not yet been earned by the insurer. This liability reflects the company's obligation to provide coverage for the remaining term of the policies.

Lincoln National LNC Life Insurance — Unearned Premiums

Other segment segments

Other Operations

$0—

Retirement Plan Services

$0—

Similar metrics at other companies

AXSInsurance — Unearned premiums

$4.33B+12.3%

ACGLInsurance — Unearned Premiums

$5.2B+7.0%

FAFUnearned premiums

$199.3M+1.6%

GLLife — Unearned and advance premium

$199.01M+0.4%

PRUIndividual Life — Unearned Premiums

$0—

WRBInsurance — Unearned Premiums

$6.16B+5.5%

Other financials

Income statement

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Revenue$5.3B+13.1%

Net income-$172.0M+76.2%

EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%

Total debt$6.4B+8.5%

Total equity$10.2B+24.6%

Total assets$406.16B+6.1%

Cash flow

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Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%

Enterprise value$6.13B-25.1%

P/E4.1×-0.7×

P/S0.4×0.0×

Profitability

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Net margin9.2%+2.2pp

Returns & leverage

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Return on equity18.8%+1.8pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Lincoln National’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's life insurance — unearned premiums?: Lincoln National (LNC) reported life insurance — unearned premiums of $0 in Q4 2025.
What does life insurance — unearned premiums mean?: Represents the portion of insurance premiums collected in advance that has not yet been earned by the insurer. This liability reflects the company's obligation to provide coverage for the remaining term of the policies.