What does individual life — unearned premiums mean?

The portion of premiums collected that relates to the unexpired period of the insurance policy coverage. This represents a liability because the company has received payment but has not yet provided the full coverage period. It is a measure of the volume of business currently in force that has been paid for in advance.

Prudential Financial PRU Individual Life — Unearned Premiums

Other segment segments

Group Insurance

$94M-61.8%

Closed Block division

$0—

Individual Retirement Strategies

$0—

Institutional Retirement Strategies

$0—

PGIM

$0—

Total Corporate and Other

$0—

Similar metrics at other companies

KMPRLife Insurance — Unearned Premiums

$8.5M+3.7%

CRBGLife Insurance — Unearned Premiums

$5M0.0%

LNCLife Insurance — Unearned Premiums

$0—

CRBGIndividual Retirement — Unearned Premiums

$0—

RDNUnearned premiums

$856.06M+378%

BHUnearned premiums

$18.52M+1.9%

Other financials

Income statement

See full

Revenue$15.5B+15.3%

Net income$597.0M-15.6%

EPS (diluted)$1.68-14.3%

Balance sheet

See full

Cash & equivalents$15.9B-0.8%

Total debt$18.9B-3.4%

Total equity$32.0B+7.0%

Total assets$765.40B+3.5%

Cash flow

See full

Operating cash flow$1.0B+140%

Valuation

See full

Market cap$37.6B-0.1%

Enterprise value$40.54B+2.3%

P/E10.9×-11.4×

P/S0.6×0.0×

Profitability

See full

Net margin5.5%+1.6pp

Returns & leverage

See full

Return on equity11.2%+3.0pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about Prudential Financial's individual life — unearned premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Prudential Financial's individual life — unearned premiums?: Prudential Financial (PRU) reported individual life — unearned premiums of $0 in Q4 2025.
What does individual life — unearned premiums mean?: The portion of premiums collected that relates to the unexpired period of the insurance policy coverage. This represents a liability because the company has received payment but has not yet provided the full coverage period. It is a measure of the volume of business currently in force that has been paid for in advance.