What does closed block division — unearned premiums mean?

The portion of premiums collected in advance that relates to the unexpired period of an insurance policy. This represents a liability because the company has not yet provided the coverage associated with these funds.

Prudential Financial PRU Closed Block division — Unearned Premiums

Other segment segments

Group Insurance

$94M-61.8%

Individual Life

$0—

Individual Retirement Strategies

$0—

Institutional Retirement Strategies

$0—

PGIM

$0—

Total Corporate and Other

$0—

Similar metrics at other companies

UNMClosed Block — Unearned Premiums

$115.7M-4.7%

UNMClosed Block — Liability for Future Policy Benefit, Expected Net Premium, Net Premium Collected

$161.7M+2.9%

UNMClosed Block — Premiums Written

$204.7M-5.7%

JXNClosed Block Annuity — Liability for Future Policy Benefit, Expected Net Premium, Net Premium Collected

$0—

JXNClosed Block Life — Liability for Future Policy Benefit, Expected Net Premium, Net Premium Collected

$32M+6.7%

JXNClosed Life and Annuity Blocks — Premiums

$25M-13.8%

Other financials

Income statement

See full

Revenue$15.5B+15.3%

Net income$597.0M-15.6%

EPS (diluted)$1.68-14.3%

Balance sheet

See full

Cash & equivalents$15.9B-0.8%

Total debt$18.9B-3.4%

Total equity$32.0B+7.0%

Total assets$765.40B+3.5%

Cash flow

See full

Operating cash flow$1.0B+140%

Valuation

See full

Market cap$37.6B-0.1%

Enterprise value$40.54B+2.3%

P/E10.9×-11.4×

P/S0.6×0.0×

Profitability

See full

Net margin5.5%+1.6pp

Returns & leverage

See full

Return on equity11.2%+3.0pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Prudential Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Prudential Financial’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Prudential Financial's closed block division — unearned premiums?: Prudential Financial (PRU) reported closed block division — unearned premiums of $0 in Q4 2025.
What does closed block division — unearned premiums mean?: The portion of premiums collected in advance that relates to the unexpired period of an insurance policy. This represents a liability because the company has not yet provided the coverage associated with these funds.