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Unum UNM Closed Block — Unearned Premiums

Other segment segments

Unum International
$201.5M+21.8%
Unum US
$48.7M-5.8%
Colonial Life
$46.9M+3.3%

Similar metrics at other companies

Prudential Financial logo
PRUClosed Block division — Unearned Premiums
$0—
Aflac logo
AFLClosed Block — Ceded Premiums Earned
$32M-57.3%
Aflac logo
AFLClosed Block — Assumed premiums earned
$28M-15.2%
Aflac logo
AFLClosed Block — Reinsurance deferred profit liability
$620M-11.0%
Prudential Financial logo
PRUInternational Businesses — Unearned Premiums
$77M-11.5%
Arch Capital Group logo
ACGLOther — Unearned Premiums
$407.71M-7.1%

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

See full
Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

See full
Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's closed block — unearned premiums?
Unum (UNM) reported closed block — unearned premiums of $115.7M in Q4 2025.
How has Unum's closed block — unearned premiums changed year-over-year?
Unum's closed block — unearned premiums decreased by 4.7% year-over-year, from $121.4M to $115.7M.
What does closed block — unearned premiums mean?
Premiums received for insurance coverage that has not yet been provided.
How do you interpret closed block — unearned premiums?
A decrease is typical for closed blocks as the number of active policies naturally declines over time.
How does closed block — unearned premiums compare across companies?
Standard insurance accounting metric; comparable to 'Unearned Premium Reserve' across the insurance industry.