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Unum UNM Unum International — Unearned Premiums

Other segment segments

Closed Block
$115.7M-4.7%
Unum US
$48.7M-5.8%
Colonial Life
$46.9M+3.3%

Similar metrics at other companies

Prudential Financial logo
PRUInternational Businesses — Unearned Premiums
$77M-11.5%
Assurant logo
AIZCorporate and Other — Unearned premiums
$5.7M-26.0%
Everest Group logo
EGOther — Unearned Premium Reserves
$32M-52.9%
Globe Life logo
GLHealth — Unearned Premiums
$43.36M-2.6%
Prudential Financial logo
PRUGroup Insurance — Unearned Premiums
$94M-61.8%
Corebridge Financial logo
CRBGIndividual Retirement — Unearned Premiums

Other financials

Income statement

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Revenue$3.4B+8.5%
Operating income$501.8M+2.4%
Net income$232.0M+22.7%
EPS (diluted)$1.41+33.0%

Balance sheet

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Cash & equivalents$192.6M-19.0%
Total debt$3.8B+0.5%
Total equity$10.9B-2.9%
Total assets$62.7B+0.4%

Cash flow

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Operating cash flow$340.8M-3.6%
CapEx$39.6M+10.6%
Free cash flow$301.2M-5.2%

Valuation

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Market cap$14.38B-17.0%
Enterprise value$17.95B-13.3%
P/E18.4×+7.4×
P/S1.1×-0.3×

Profitability

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Net margin5.9%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity7.1%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Unum’s 10-K, filed February 17, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Unum's unum international — unearned premiums?
Unum (UNM) reported unum international — unearned premiums of $201.5M in Q4 2025.
How has Unum's unum international — unearned premiums changed year-over-year?
Unum's unum international — unearned premiums increased by 21.8% year-over-year, from $165.5M to $201.5M.
What does unum international — unearned premiums mean?
Premiums collected for insurance coverage that has not yet been provided.
How do you interpret unum international — unearned premiums?
An increase suggests growth in new business or longer-term policy durations.
How does unum international — unearned premiums compare across companies?
Standard 'Unearned Premium Reserve' (UPR) across property, casualty, and group insurance sectors.