What is Lincoln National's annuities — unearned premiums?

Lincoln National (LNC) reported annuities — unearned premiums of $0 in Q4 2025.

What does annuities — unearned premiums mean?

The portion of premiums collected for annuity products that has not yet been earned as revenue because the coverage period or service obligation remains outstanding. This liability reflects the company's obligation to provide future services for payments already received from policyholders.

Lincoln National LNC Annuities — Unearned Premiums

Other segment segments

Other Operations

$0—

Retirement Plan Services

$0—

Similar metrics at other companies

FAFUnearned premiums

$199.3M+1.6%

KNSLUnearned premiums

$856.16M+1.2%

ACGLInsurance — Unearned Premiums

$5.2B+7.0%

GLLife — Unearned and advance premium

$199.01M+0.4%

THGUnearned premiums

$3.4B+4.4%

ELVUnearned premiums

$1.76B+7.3%

Other financials

Income statement

See full

Revenue$5.3B+13.1%

Net income-$172.0M+76.2%

EPS (diluted)-$1.10+75.1%

Balance sheet

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Cash & equivalents$7.3B+71.5%

Total debt$6.4B+8.5%

Total equity$10.2B+24.6%

Total assets$406.16B+6.1%

Cash flow

See full

Operating cash flow$138.0M+151%

Valuation

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Market cap$7.11B+10.3%

Enterprise value$6.13B-25.1%

P/E4.1×-0.7×

P/S0.4×0.0×

Profitability

See full

Net margin9.2%+2.2pp

Returns & leverage

See full

Return on equity18.8%+1.8pp

Debt / equity0.6×-0.1×

Where this comes from

Reported directly by Lincoln National in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Lincoln National’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Lincoln National's annuities — unearned premiums?: Lincoln National (LNC) reported annuities — unearned premiums of $0 in Q4 2025.
What does annuities — unearned premiums mean?: The portion of premiums collected for annuity products that has not yet been earned as revenue because the coverage period or service obligation remains outstanding. This liability reflects the company's obligation to provide future services for payments already received from policyholders.