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Unum UNM Closed Block — Premiums Written

Other segment segments

Unum US
$4.95B+2.3%
Colonial Life
$1.28B+2.5%
Unum International
$613.6M+5.5%
Corporate and Other Segment
$0

Similar metrics at other companies

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GNWClosed Block — Premiums Written
$627M+0.8%
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LNCAnnuities — Premiums Written
$0
Old Republic International logo
ORICorporate & Other — Premiums Written
$2.68M-32.7%
Old Republic International logo
ORIReinsurance Recoverable — Premiums Written
$0
Lincoln National logo
LNCGroup Protection — Premiums Written
$0
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LNCLife Insurance — Premiums Written
$0

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationPremiumsWritten.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008

| Unum US | $7,083.5 | $604.2 | $4,120.4 | $283.3 | $2,115.2 | $4,947.5 | | Unum International | 1,082.8 | 145.6 | 767.4 | 10.7 | 300.3 | 613.6 | | Colonial Life | 1,839.1 | 172.6 | 876.2 | 233.1 | 431.5 | 1,278.1 | | Closed Block | 825.6 | 1,016.5 | 2,301.3 | — | 313.0 | 818.8 | | Corporate | — | 93.8 | — | — | 389.6 | — | | Total | $10,831.0 | $2,032.7 | $8,065.3 | $527.1 | $3,549.6 | | | December 31, 2024 | | | | | | | | Unum US | $6,883.2 | $632.2 | $3,864.7 | $292.5 | $2,011.3 | $4,834.0 | | Unum International | 949.5 | 128.8 | 656.7 | 9.5 | 263.4 | 581.6 | | Colonial Life | 1,783.9 | 161.5 | 804.7 | 219.0 | 413.0 | 1,247.4 |

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Unum's closed block — premiums written?
Unum (UNM) reported closed block — premiums written of $204.7M in Q4 2025.
How has Unum's closed block — premiums written changed year-over-year?
Unum's closed block — premiums written decreased by 5.7% year-over-year, from $217.03M to $204.7M.
What is the long-term trend for Unum's closed block — premiums written?
Over 4 years (2021 to 2025), Unum's closed block — premiums written has grown at a -4.5% compound annual growth rate (CAGR), from $983M to $818.8M.
What does closed block — premiums written mean?
The total amount of premiums recorded for insurance policies during a specific period, regardless of when the cash is collected. For a closed block, this metric tracks the revenue generated by the existing, non-renewing portfolio. It serves as a primary indicator of the revenue runoff rate for the segment.

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