What does title insurance — unearned premiums mean?

Unearned premiums represent the portion of insurance premiums collected that relate to the unexpired period of the policy term. As the policy period progresses, this amount is recognized as earned revenue. It serves as a measure of the company's future revenue backlog and potential liability if policies are cancelled.

Investors Title Company ITIC Title Insurance — Unearned Premiums

Other segment segments

All Other

$0—

Similar metrics at other companies

ORITitle Insurance Group — Unearned Premiums

$0—

EIGInsurance Operations — Unearned premiums

$391.9M-2.6%

AXSInsurance — Unearned premiums

$4.33B+12.3%

CRBGLife Insurance — Unearned Premiums

$5M0.0%

LNCLife Insurance — Unearned Premiums

$0—

KMPRLife Insurance — Unearned Premiums

$8.5M+3.7%

Other financials

Income statement

See full

Revenue$64.0M+13.2%

Net income$6.1M+91.3%

EPS (diluted)$3.20+91.6%

Balance sheet

See full

Cash & equivalents$26.7M-3.3%

Total debt$8.7M+3.8%

Total equity$272.9M+7.3%

Total assets$361.5M+8.3%

Cash flow

See full

Operating cash flow$1.6M+2,265%

CapEx$1.1M-20.7%

Free cash flow$569.0K+140%

Valuation

See full

Market cap$500.49M+30.7%

Enterprise value$482.48M+32.6%

P/E13.1×+0.3×

P/S1.8×+0.3×

Profitability

See full

Net margin13.6%+2.2pp

FCF margin9.8%+1.4pp

Returns & leverage

See full

Return on equity14.4%+2.7pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Investors Title Company in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Investors Title Company’s 10-K, filed March 16, 2026, on SEC EDGAR. View the filing →

Ask your AI about Investors Title Company's title insurance — unearned premiums.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Investors Title Company's title insurance — unearned premiums?: Investors Title Company (ITIC) reported title insurance — unearned premiums of $0 in Q4 2025.
What does title insurance — unearned premiums mean?: Unearned premiums represent the portion of insurance premiums collected that relate to the unexpired period of the policy term. As the policy period progresses, this amount is recognized as earned revenue. It serves as a measure of the company's future revenue backlog and potential liability if policies are cancelled.