What does title insurance group — unearned premiums mean?

The portion of premiums written that has been collected but not yet earned because the policy period has not expired. As the policy term progresses, this amount is recognized as revenue. It represents a liability to the insurer to provide coverage for the remainder of the policy term.

Old Republic International ORI Title Insurance Group — Unearned Premiums

Other segment segments

Corporate & Other

$0—

Similar metrics at other companies

PRUGroup Insurance — Unearned Premiums

$94M-61.8%

ACGLInsurance — Unearned Premiums

$5.2B+7.0%

AXSInsurance — Unearned premiums

$4.33B+12.3%

LNCLife Insurance — Unearned Premiums

$0—

LNCGroup Protection — Unearned Premiums

$0—

WRBInsurance — Unearned Premiums

$6.16B+5.5%

Other financials

Income statement

See full

Revenue$2.4B+13.5%

Net income$330.0M+34.7%

EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%

Total debt$1.6B+0.1%

Total equity$5.9B-0.1%

Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%

Enterprise value$10.81B+1.6%

P/E9.2×-2.7×

P/S1×-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationUnearnedPremiums.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's title insurance group — unearned premiums?: Old Republic International (ORI) reported title insurance group — unearned premiums of $0 in Q4 2025.
What does title insurance group — unearned premiums mean?: The portion of premiums written that has been collected but not yet earned because the policy period has not expired. As the policy term progresses, this amount is recognized as revenue. It represents a liability to the insurer to provide coverage for the remainder of the policy term.