Skip to content
Screener

Merchants Bancorp MBIN Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Meridian logo
MeridianMRBK
$2.97M-22.0%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$199K+118%
City Holding Company logo
City Holding CompanyCHCO
$0
First BanCorp logo
First BanCorpFBP
$17.33M-15.8%
FB Bancorp, Inc. logo
FB Bancorp, Inc.FBLA

Segments

By segment

See full
Banking$8.34M-83.8%
Mortgage Warehousing$855K-52.1%
Multi Family Mortgage Banking-$6K+98.3%

Other financials

Income statement

See full
Revenue$182.2M+1.7%
Net income$78.3M+106%
EPS (diluted)$1.48+147%

Balance sheet

See full
Cash & equivalents$314.7M-51.4%
Total debt$4.3B+7.0%
Total equity$2.4B+9.6%
Total assets$21.2B+10.9%

Cash flow

See full
Operating cash flow-$597.3M-503%
CapEx$2.4M-45.8%
Free cash flow-$598.5M-524%

Valuation

See full
Market cap$2.48B+75.9%
Enterprise value$6.47B+35.2%
P/E9.3×+3.7×
P/S3.5×+1.4×

Profitability

See full
Net margin37.6%-0.2pp
FCF margin-155%-376pp

Returns & leverage

See full
Return on equity11.7%-0.7pp
Debt / equity1.8×0.0×

Where this comes from

Reported directly by Merchants Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Merchants Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:10 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092702
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Long-term borrowings3,0897,3246,16615,027
Total interest expense157,536175,680299,399340,688
Net Interest Income136,536128,719265,184250,915
Provision for credit losses9,18453,02724,48360,754
Net Interest Income After Provision for Credit Losses127,35275,692240,701190,161
Noninterest Income
Gain on sale of loans13,16023,34226,66634,961
Loan servicing fees, net11,9926,13827,09110,148

Item 1. Interim Financial Statements (Unaudited)

FAQ

What is Merchants Bancorp's provision for credit losses?
Merchants Bancorp (MBIN) reported provision for credit losses of $9.18M in Q2 2026.
How has Merchants Bancorp's provision for credit losses changed year-over-year?
Merchants Bancorp's provision for credit losses decreased by 82.7% year-over-year, from $53.03M to $9.18M.
What is the long-term trend for Merchants Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Merchants Bancorp's provision for credit losses has grown at a 120.2% compound annual growth rate (CAGR), from $5.01M to $117.75M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about Merchants Bancorp's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude