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NB Bancorp, Inc. NBBK Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$74.7M+45.7%
Net income$21.1M+44.9%
EPS (diluted)$0.53+35.9%

Balance sheet

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Cash & equivalents$400.2M+54.7%
Total debt$21.7M+64.7%
Total equity$842.0M+14.2%
Total assets$7.4B+42.5%

Cash flow

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Operating cash flow$34.2M+26.4%
CapEx$2.9M+205%
Free cash flow$31.3M+19.9%

Valuation

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Market cap$989.42M+42.9%
P/E16.7×+3.2×
P/S3.8×+0.1×

Profitability

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Net margin22.8%-4.3pp
FCF margin31.1%-3.4pp

Returns & leverage

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Return on equity7.5%+0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The source filing: NB Bancorp, Inc.’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 1:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092573

FAQ

What is NB Bancorp, Inc.'s provision for credit losses?
NB Bancorp, Inc. (NBBK) reported provision for credit losses of $199K in Q2 2026.
How has NB Bancorp, Inc.'s provision for credit losses changed year-over-year?
NB Bancorp, Inc.'s provision for credit losses increased by 118.4% year-over-year, from -$1.08M to $199K.
What is the long-term trend for NB Bancorp, Inc.'s provision for credit losses?
Over 2 years (2022 to 2024), NB Bancorp, Inc.'s provision for credit losses has grown at a -40.3% compound annual growth rate (CAGR), from $7.88M to -$2.81M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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