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NB Bancorp, Inc. NBBK Provision for Credit Losses

Provision for Credit Losses at other companies

First Bancorp logo
First BancorpFBNC
$3.08M+176%
Origin Bancorp logo
Origin BancorpOBK
$4.97M+44.2%
Customers Bancorp logo
Customers BancorpCUBI
$400K-66.7%
First Financial Corporation logo
First Financial CorporationTHFF
$2.55M+30.8%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$2.74M-48.7%
Business First Bancshares logo
Business First BancsharesBFST
$2.28M-19.0%

Other financials

Income statement

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Revenue$69.4M+46.3%
Net income$15.0M+18.4%
EPS (diluted)$0.36+9.1%

Balance sheet

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Cash & equivalents$375.4M+19.8%
Total debt$21.7M+64.7%
Total equity$842.8M+13.9%
Total assets$7.2B+37.9%

Cash flow

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Operating cash flow$27.3M+175%
CapEx$2.0M+1,777%
Free cash flow$25.3M+157%

Valuation

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Market cap$921.21M+39.6%
P/E17.5×+3.2×
P/S3.9×+0.2×

Profitability

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Net margin22.3%-3.4pp
FCF margin32%-3.1pp

Returns & leverage

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Return on equity6.7%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by NB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: NB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NB Bancorp, Inc.'s provision for credit losses?
NB Bancorp, Inc. (NBBK) reported provision for credit losses of -$54K in Q1 2026.
How has NB Bancorp, Inc.'s provision for credit losses changed year-over-year?
NB Bancorp, Inc.'s provision for credit losses decreased by 125.6% year-over-year, from $211K to -$54K.
What is the long-term trend for NB Bancorp, Inc.'s provision for credit losses?
Over 2 years (2022 to 2024), NB Bancorp, Inc.'s provision for credit losses has grown at a -40.3% compound annual growth rate (CAGR), from $7.88M to -$2.81M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.