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Escrow deposit at other companies

Opendoor Technologies Inc logo
Opendoor Technologies IncOPEN
$10M-50.0%
Alliance Entertainment Holding Corporation logo
Alliance Entertainment Holding CorporationAENT
$8.5M
Metropolitan Bank Holding Corp. logo
Metropolitan Bank Holding Corp.MCB
$15.5M+23.0%
Allogene Therapeutics logo
Allogene TherapeuticsALLO
$0-100%
Agree Realty logo
Agree RealtyADC
$6.13M+88.3%
PACS Group logo
PACS GroupPACS
$18.26M-16.3%

Other financials

Income statement

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Revenue$93.0M+21.9%
Net income$19.2M+2.4%
EPS (diluted)$1.54-12.5%

Balance sheet

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Cash & equivalents$239.3M+56.9%
Total debt$49.3M-5.0%
Total equity$968.2M+33.9%
Total assets$8.9B+12.8%

Cash flow

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Operating cash flow$55.0M+609%
CapEx$2.7M+22.0%
Free cash flow$52.4M+839%

Valuation

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Market cap$1.15B+57.7%
P/E13.3×+2.7×
P/S3.3×+0.8×

Profitability

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Net margin24.8%+1.0pp
FCF margin38.8%-6.3pp

Returns & leverage

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Return on equity10.2%+0.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Metropolitan Bank Holding Corp. in its filing.

Tagged under the XBRL concept us-gaap:EscrowDeposit.

The source filing: Metropolitan Bank Holding Corp.’s 10-K, filed February 20, 2026.

Filed
Feb 20, 2026, 5:04 PM EST
Fiscal year
FY2025
Accession
0001104659-26-018208

For the purpose of reporting cash flows, cash and cash equivalents are defined as cash on hand and amounts due from banks and money market funds. At December 31, 2025 and 2024, cash and cash equivalents included $380.5 million and $186.3 million, respectively, of cash on hand or on deposit with the FRB. Also included in cash and cash equivalents were $15.5 million and $12.6 million of cash held in escrow and collateral accounts for third-party debit card program managers at December 31, 2025 and 2024, respectively. Additionally, there was $792,000 and $762,000 of cash pledged for a related

Item 16. Form 10-K Summary

FAQ

What is Metropolitan Bank Holding Corp.'s escrow deposit?
Metropolitan Bank Holding Corp. (MCB) reported escrow deposit of $15.5M in Q4 2025.
How has Metropolitan Bank Holding Corp.'s escrow deposit changed year-over-year?
Metropolitan Bank Holding Corp.'s escrow deposit increased by 23.0% year-over-year, from $12.6M to $15.5M.
What is the long-term trend for Metropolitan Bank Holding Corp.'s escrow deposit?
Over 5 years (2020 to 2025), Metropolitan Bank Holding Corp.'s escrow deposit has grown at a 10.3% compound annual growth rate (CAGR), from $9.5M to $15.5M.
What does escrow deposit mean?
Represents funds held in trust by the bank on behalf of third parties to facilitate specific transactions or contractual obligations. These deposits are typically restricted and serve as a safeguard for parties involved in real estate or commercial agreements. Monitoring these balances provides insight into the bank's role as a fiduciary and its involvement in transactional settlement services.

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