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Total debt at other companies

Hanmi Financial logo
Hanmi FinancialHAFC
$38M-6.1%
Hope Bancorp logo
Hope BancorpHOPE
$453.63M+80.8%
CTB
Community Trust BancorpCTBI
$16M-2.8%
Eagle Bancorp logo
Eagle BancorpEGBN
$111.04M-90.1%
Center Bancorp logo
Center BancorpCNOB
$858.05M+36.7%
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation

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Market cap$1.01B+22.3%
Enterprise value$634.89M
P/E13.5×
P/S5.9×

Profitability

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Net margin43.7%-2.0pp
FCF margin41.6%

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $14.52M.

The official record: MetroCity Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MetroCity Bankshares's total debt?
MetroCity Bankshares (MCBS) reported total debt of $14.52M in Q1 2026.
How has MetroCity Bankshares's total debt changed year-over-year?
MetroCity Bankshares's total debt increased by 82.3% year-over-year, from $7.96M to $14.52M.
What is the long-term trend for MetroCity Bankshares's total debt?
Over 5 years (2020 to 2025), MetroCity Bankshares's total debt has grown at a 7.0% compound annual growth rate (CAGR), from $10.91M to $15.31M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.