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MetroCity Bankshares

MCBS

MetroCity Bankshares, Inc. is a bank holding company that operates primarily through its subsidiary, Metro City Bank.

Market cap
$1.01B+17.9%
Revenue$182.4M+24.7%
Net income$79.9M+20.9%
EPS (diluted)$2.88+12.5%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$51.3M
EPS estimate$0.84

Financials

Q2 2026

Income statement

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Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

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Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Valuation & ratios

Valuation

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Market cap$1.01B+17.9%
Enterprise value$761.43M
P/E12.7×
P/S5.6×

Profitability

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Net margin43.8%-1.4pp

Returns & leverage

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Return on equity15.9%+0.2pp
Debt / equity0.0×

Competitors

Profile

MetroCity Bankshares, Inc. is a bank holding company that operates primarily through its subsidiary, Metro City Bank. The company provides full-service commercial banking with a focus on delivering culturally competent financial services to small-to-medium-sized businesses and individuals within diverse, multi-ethnic communities. Its core value proposition centers on a disciplined de novo branch expansion model and a management team that offers personalized service tailored to the specific linguistic and cultural needs of its customer base.

Competitive position

A specialized regional player leveraging cultural familiarity and a cost-efficient de novo branch growth strategy to compete in diverse metropolitan markets.

GeographiesUnited States, Georgia, Alabama, California, Florida, New York, New Jersey, Texas, Virginia
Customer segmentsSmall and Medium Enterprises, Retail Consumers, Multi-ethnic Communities
Business modelInterest Income, Relationship Banking
SuppliersFederal Reserve System, Depositors, Financial Technology Providers
CustomersSmall Business Owners, Real Estate Developers, Individual Borrowers
Listed2016
Employees220.0
CEONack Young Paek
FilingsSEC EDGAR

FAQ

What is MetroCity Bankshares's market cap?
MetroCity Bankshares (MCBS) has a market capitalization of $1.0B and trades on NASDAQ.
What is MetroCity Bankshares's revenue and profitability?
MetroCity Bankshares generated $182.4M in trailing twelve-month revenue with net income of $79.9M, representing a net margin of 43.8%. These figures are based on the Q2 2026 filing.
Who are MetroCity Bankshares's competitors?
MetroCity Bankshares's key competitors include Cathay General Bancorp, East West Bancorp, Hope Bancorp, and others. These companies compete in similar markets and product categories.
Who does MetroCity Bankshares partner with?
MetroCity Bankshares's notable partners include Nasdaq.
What subsidiaries does MetroCity Bankshares have?
MetroCity Bankshares's subsidiaries include Metro City Bank, First IC Corporation.
Where is MetroCity Bankshares headquartered?
MetroCity Bankshares is headquartered in United States of America and employs approximately 220 people. It has been publicly traded since 2016.