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MetroCity Bankshares MCBS Q2 2026 earnings

Reported July 24, 2026 · After market close

Revenue$49.8MMiss by $2.6M
EPS$0.76Miss by $0.05
Revenue estimate$52.4M
EPS estimate$0.81

Earnings data and commentary were extracted with AI from company filings and may contain errors. Verify important details in the filing.

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$51.3M
EPS estimate$0.84

Financials

Q2 2026

Income statement

See full
Revenue$49.8M+31.3%
Net income$22.1M+31.5%
EPS (diluted)$0.76+16.9%

Balance sheet

See full
Cash & equivalents$266.7M-6.8%
Total debt$14.1M+71.9%
Total equity$567.9M+30.2%
Total assets$4.5B+25.0%

Valuation & ratios

Valuation

as of 08/04/26
See full
Market cap$1.01B+23.8%
Enterprise value$761.43M—
P/E12.7×—
P/S5.6×—

Profitability

See full
Net margin43.8%-1.4pp

Returns & leverage

See full
Return on equity15.9%+0.2pp
Debt / equity0×0.0×

FAQ

When did MetroCity Bankshares report Q2 2026 earnings?
MetroCity Bankshares (MCBS) reported Q2 2026 earnings on July 24, 2026 after market close.
What were MetroCity Bankshares's Q2 2026 revenue and EPS?
MetroCity Bankshares reported revenue of $49.8M and eps of $0.76 for Q2 2026.
Did MetroCity Bankshares beat estimates in Q2 2026?
Revenue missed the consensus estimate of $52.4M by $2.6M. EPS missed the consensus estimate of $0.81 by $0.05.
How did MetroCity Bankshares's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 31.3% from $37.9M a year earlier and eps grew 16.9% from $0.65.
Where can I find MetroCity Bankshares's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-086635) directly on SEC EDGAR. The filing index links above go to sec.gov.