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MetroCity Bankshares MCBS Q1 2026 earnings

Reported April 24, 2026 · Before market open

Revenue$50.8MBeat by $244.0K
EPS$0.77In line
Revenue estimate$50.6M
EPS estimate$0.77

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$51.3M
EPS estimate$0.84

Financials

Q1 2026

Income statement

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Revenue$50.8M+41.2%
Net income$22.3M+36.9%
EPS (diluted)$0.77+22.2%

Balance sheet

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Cash & equivalents$387.6M+36.0%
Total debt$14.5M+82.3%
Total equity$554.2M+29.5%
Total assets$4.7B+28.1%

Cash flow

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Operating cash flow$45.8M+285%
CapEx-$733.0K-1,147%
Free cash flow$45.1M+281%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$824.41M—
Enterprise value$451.33M—
P/E11.1×—
P/S4.8×—

Profitability

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Net margin43.7%-2.0pp

Returns & leverage

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Return on equity15.2%-0.9pp
Debt / equity0×0.0×

Segments

By product

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Other Service Charges Commissions And Fees$1.6M-0.9%
Deposit Account$848.0K+69.6%

FAQ

When did MetroCity Bankshares report Q1 2026 earnings?
MetroCity Bankshares (MCBS) reported Q1 2026 earnings on April 24, 2026 before market open.
What were MetroCity Bankshares's Q1 2026 revenue and EPS?
MetroCity Bankshares reported revenue of $50.8M and eps of $0.77 for Q1 2026.
Did MetroCity Bankshares beat estimates in Q1 2026?
Revenue beat the consensus estimate of $50.6M by $244.0K. EPS beat the consensus estimate of $0.77 by $0.00.
How did MetroCity Bankshares's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 41.2% from $36.0M a year earlier and eps grew 22.2% from $0.63.
Where can I find MetroCity Bankshares's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-048536) and the 10-Q periodic report (0001104659-26-057876) directly on SEC EDGAR. The filing index links above go to sec.gov.