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Moody's

MCONYSEStock Fundamentals

Moody's is a global integrated risk assessment firm that provides credit ratings, research, and analytical tools to help organizations navigate complex risk landscapes. The company transforms vast proprietary data into decision-grade intelligence, serving as a critical infrastructure provider for global debt markets and financial stability. Its value proposition centers on delivering trusted insights that enable customers to manage interconnected risks across credit, banking, insurance, and compliance workflows.

Market Cap$77.8B
Revenue TTM$7.9B
Net Income TTM$2.5B
P/E Ratio31.18
Net Margin31.69%
EPS TTM$13.95
Free Cash Flow TTM$2.7B
Employees15.4K
CEORobert Scott Fauber
CountryUnited States of America
Financial Services
Financial - Data & Stock Exchanges
SegmentsFinancial Data, Credit Rating Agencies, Risk Management Software, Economic Research
Business ModelsSubscription SaaS, Transaction-based rating fees, Data Licensing, Professional Services
Most Recent EarningsApr 22, 2026 · 1 month 3 days agoQ1 2026
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Next EarningsJul 22, 2026 · in 2 monthsBefore Market Open · Q2 2026

Financials

Based on Q1 2026 filing

Gross Margin74.43%
Op. Margin43.53%
ROE74.54%
D/E244.26%
Current Ratio1.16
Total Debt$7.3B
Cash$1.5B
CapEx TTM$336.0M

Gross Profit

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Net Income

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Operating Cash Flow

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Free Cash Flow

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EPS (Diluted)

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Business Segments

Moody's Investors Service (MIS)

primary

A leading global provider of credit ratings, research, and risk analysis for various debt obligations and the entities that issue them. It serves as a key transparency provider in global capital markets, rating corporate, financial institution, and governmental obligations.

Products

Credit Ratings, Second Party Opinions, Net Zero Assessments, Moody's Local, ICRA Ratings

Customers

Corporate Issuers, Financial Institutions, Governmental Entities, Asset Managers, Investment Banks

Moody's Analytics (MA)

major

Provides curated data, intelligence, and AI-enabled analytical tools to help business leaders anticipate risks and manage workflows. This segment focuses on subscription-based software and research solutions for lending, underwriting, and regulatory compliance.

Products

Research & Insights, Data & Information, Decision Solutions, RMS Climate Capabilities, KYC Workflow Tools

Customers

Commercial Banks, Insurance Companies, Corporate Risk Managers, Public Sector Organizations, Compliance Officers

Segment Financials

MIS — Percentage of revenues

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MIS — Adjusted Operating Income

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MIS — Effect of exchange rate changes

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MA — Percentage of revenues

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MA — Labor and Related Expense

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MA — Non-Compensation Expense

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Business Overview

Competitive Position

A dominant global credit rating agency with a 'Big Three' market position and a rapidly expanding data and analytics ecosystem.

Geographies

United States, Europe, Asia-Pacific, Latin America

Customer Segments

Financial Institutions, Corporations, Governments, Institutional Investors

Upstream Dependencies

Financial market data providers, Cloud infrastructure providers, Economic data sources, AI and machine learning technology partners

Downstream Customers

Debt issuers seeking market access, Fixed income investors, Bank credit officers, Insurance underwriters, Regulatory compliance departments

Competitors & Partners

Subsidiaries

R

RMS

Climate and catastrophe risk modeling business integrated into MA

I

ICRA

Indian credit rating agency subsidiary

I

ICR Chile

Domestic rating business in Chile acquired to expand Moody's Local

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Moody's FAQ

Common questions about Moody's

Moody's is a global integrated risk assessment firm that provides credit ratings, research, and analytical tools to help organizations navigate complex risk landscapes. The company transforms vast proprietary data into decision-grade intelligence, serving as a critical infrastructure provider for global debt markets and financial stability. Its value proposition centers on delivering trusted insights that enable customers to manage interconnected risks across credit, banking, insurance, and compliance workflows.

Moody's (MCO) has a market capitalization of $77.8B and trades on NYSE.

Moody's generated $7.9B in trailing twelve-month revenue with net income of $2.5B, representing a net margin of 31.7%. Gross margin stands at 74.4%, with free cash flow of $2.7B. These figures are based on the Q1 2026 filing.

Moody's's key competitors include S&P Global, MSCI, Verisk Analytics, Inc. Common Stock, and others. These companies compete in similar markets and product categories.

Moody's has approximately 15,439 employees.