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Moody's MCO Q3 2025 earnings

Reported October 22, 2025 · Before market open

Revenue$2.0BBeat by $50.0M
EPS$3.92Beat by $0.22
Revenue estimate$2.0B
EPS estimate$3.70

Next report

Oct 21, 2026 (In 2 weeks)
Revenue estimate$2.1B
EPS estimate$4.25

Financials

Q3 2025

Income statement

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Revenue$2.0B+10.7%
Gross profit$1.5B+16.4%
Operating income$917.0M+24.3%
Net income$646.0M+21.0%
EPS (diluted)$3.60+22.9%

Balance sheet

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Cash & equivalents$2.2B-17.4%
Total debt$7.4B-7.1%
Total equity$4.0B+1.3%
Total assets$15.4B-2.2%

Cash flow

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Operating cash flow$743.0M+5.7%
CapEx$85.0M+18.1%
Free cash flow$658.0M+4.3%

Valuation & ratios

Valuation

as of 09/30/25
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Market cap$85.46B-1.2%
Enterprise value$90.64B-1.3%
P/E38.1×-5.1×
P/S11.4×-1.2×

Profitability

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Gross margin73.8%+0.9pp
Operating margin41.9%+1.1pp
Net margin29.9%+0.9pp
FCF margin32%-1.7pp

Returns & leverage

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Return on equity57.1%+0.6pp
Debt / equity1.9×-0.2×
Current ratio1.8×+0.2×

Segments

By product

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Insurance$223.0M+14.9%
Other accounts$183.0M+10.2%
Bank loans$155.0M+29.2%
DS Banking Product and Service$140.0M0.0%
Banking$136.0M+25.9%

By geography

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EMEA$594.0M+8.8%
Asia-Pacific$180.0M+14.6%
Americas$115.0M+3.6%

By segment

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MIS$1.1B+11.5%
MA$912.0M+9.4%

FAQ

When did Moody's report Q3 2025 earnings?
Moody's (MCO) reported Q3 2025 earnings on October 22, 2025 before market open.
What were Moody's's Q3 2025 revenue and EPS?
Moody's reported revenue of $2.0B and eps of $3.92 for Q3 2025.
Did Moody's beat estimates in Q3 2025?
Revenue beat the consensus estimate of $2.0B by $50.0M. EPS beat the consensus estimate of $3.70 by $0.22.
Where can I find Moody's's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-045770) and the 10-Q periodic report (0001628280-25-046118) directly on SEC EDGAR. The filing index links above go to sec.gov.