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Mercury General MCY Private passenger automobile — Direct

Other product segments

Homeowners
$416.4M+21.0%
Commercial automobile
$119.6M+12.3%
Other
$96.3M+9.2%

Similar metrics at other companies

CNA Financial logo
CNAProperty and casualty — Direct
$3.74B+2.4%
American International Group logo
AIGProperty and liability — Direct
$7.23B+0.8%
Selective Insurance Group logo
SIGIProperty, Liability and Casualty Insurance Product Line — Direct
$1.38B+9.4%
American International Group logo
AIGDirect premiums earned
$7.87B+0.8%
Selective Insurance Group logo
SIGIAccident and health insurance — Direct
$0
Jackson Financial logo
JXNDirect premiums earned
$83.5M-1.5%

Other financials

Income statement

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Revenue$1.5B+10.5%
Net income$190.4M+276%
EPS (diluted)$3.44+276%

Balance sheet

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Cash & equivalents$1.4B+5.1%
Total debt$12.7M-29.2%
Total assets$9.9B+9.4%

Cash flow

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Operating cash flow$325.6M+574%
CapEx$16.8M+27.8%
Free cash flow$308.8M+477%

Valuation

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Market cap$5.69B+57.7%

Profitability

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Net margin13.7%+8.6pp
FCF margin23.1%+10.1pp

Where this comes from

Reported directly by Mercury General in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsWritten.

The official record: Mercury General’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Mercury General's private passenger automobile — direct?
Mercury General (MCY) reported private passenger automobile — direct of $940.4M in Q1 2026.
How has Mercury General's private passenger automobile — direct changed year-over-year?
Mercury General's private passenger automobile — direct increased by 3.7% year-over-year, from $906.5M to $940.4M.
What is the long-term trend for Mercury General's private passenger automobile — direct?
Over 4 years (2021 to 2025), Mercury General's private passenger automobile — direct has grown at a 8.0% compound annual growth rate (CAGR), from $2.64B to $3.59B.
What does private passenger automobile — direct mean?
This metric measures the total value of premiums written directly by the company for private passenger automobile insurance before any reinsurance adjustments. It serves as a key indicator of the company's gross market demand and sales volume within the personal auto insurance sector. Monitoring this figure helps evaluate the company's competitive position and top-line production capacity in the retail insurance market.