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American International Group AIG Short-Duration Insurance — Direct

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$39.52B-14.0%
P/E12.5×-1.9×
P/S1.5×-0.2×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's short-duration insurance — direct?
American International Group (AIG) reported short-duration insurance — direct of $7.87B in Q4 2025.
How has American International Group's short-duration insurance — direct changed year-over-year?
American International Group's short-duration insurance — direct increased by 0.8% year-over-year, from $7.8B to $7.87B.
What is the long-term trend for American International Group's short-duration insurance — direct?
Over 4 years (2021 to 2025), American International Group's short-duration insurance — direct has grown at a 1.0% compound annual growth rate (CAGR), from $30.28B to $31.46B.
What does short-duration insurance — direct mean?
Represents the total gross premiums written by the insurance segment directly from policyholders before any reinsurance cessions. This metric reflects the underlying demand and market reach of the company's short-duration insurance products. It serves as a primary indicator of top-line growth and market share within the property and casualty sector.