Operating
Funds payable to customers
Mercado Libre Funds payable to customers decreased by 78.6% to $585.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 908.6%, from $58.00M to $585.00M. Over 4 years (FY 2021 to FY 2025), Funds payable to customers shows an upward trend with a 60.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 8, 2026
How to read this metric
An increase indicates higher customer deposits or platform activity, providing a source of liquidity for the company.
Detailed definition
The net change in funds held by the company on behalf of its customers, typically within a digital wallet or payment pro...
Peer comparison
Specific to fintech and payment platform companies; indicates scale of the payment ecosystem.
Metric ID:
operating_increase_decrease_in_funds_payable_to_customersHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $181.00M | $179.00M | $558.00M | -$89.00M | $208.00M | $97.00M | $828.00M | -$242.00M | $361.00M | $321.00M | $1.06B | $727.00M | $739.00M | $414.00M | $1.73B | $58.00M | $1.58B | $971.00M | $2.73B | $585.00M |
| QoQ Change | — | -1.1% | +211.7% | -115.9% | +333.7% | -53.4% | +753.6% | -129.2% | +249.2% | -11.1% | +230.8% | -31.5% | +1.7% | -44.0% | +316.7% | -96.6% | >999% | -38.5% | +181.6% | -78.6% |
| YoY Change | — | — | — | — | +14.9% | -45.8% | +48.4% | -171.9% | +73.6% | +230.9% | +28.3% | +400.4% | +104.7% | +29.0% | +62.4% | -92.0% | +113.5% | +134.5% | +58.5% | +908.6% |
Range-$242.00M – $2.73B
CAGR+28.0%
Avg YoY Growth+118.6%
Median YoY Growth+60.5%
Funds payable to customers at Other Companies
Frequently Asked Questions
- What is Mercado Libre's funds payable to customers?
- Mercado Libre (MELI) reported funds payable to customers of $585.00M in Q1 2026.
- How has Mercado Libre's funds payable to customers changed year-over-year?
- Mercado Libre's funds payable to customers increased by 908.6% year-over-year, from $58.00M to $585.00M.
- What is the long-term trend for Mercado Libre's funds payable to customers?
- Over 4 years (2021 to 2025), Mercado Libre's funds payable to customers has grown at a 60.3% compound annual growth rate (CAGR), from $808.00M to $5.34B.
- What does funds payable to customers mean?
- The change in customer funds held in digital accounts or wallets managed by the company.