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MetLife MET Interest credited to policyholder account balances

Interest credited to policyholder account balances at other companies

Prudential Financial logo
Prudential FinancialPRU
$1.97B+73.5%
Jackson Financial logo
Jackson FinancialJXN
$315M+9.4%

Segments

By product

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Universal and Variable Universal Life$474M+14.5%
Fixed Annuity$423M+15.9%

Other financials

Income statement

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Revenue$19.2B+10.5%
Net income$736.0M+1.0%
EPS (diluted)$1.09+5.8%

Balance sheet

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Cash & equivalents$19.3B-13.0%
Total debt$14.7B-6.7%
Total equity$27.4B-0.9%
Total assets$759.37B+8.1%

Cash flow

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Operating cash flow$2.2B+1.9%

Valuation

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Market cap$61.94B+21.5%
Enterprise value$57.34B+28.7%
P/E17.1×+5.2×
P/S0.8×+0.1×

Profitability

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Net margin4.6%-1.3pp

Returns & leverage

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Return on equity13.2%-2.5pp
Debt / equity0.5×0.0×

Where this comes from

Reported directly by MetLife in its filing.

Tagged under the XBRL concept us-gaap:InterestCreditedToPolicyOwnerAccount.

The source filing: MetLife’s 10-K, filed February 19, 2026.

Filed
Feb 19, 2026, 4:34 PM EST
Fiscal year
FY2025
Accession
0001099219-26-000013
Line item202520242023
(Gains) losses on investments and from sales of businesses, net1,1441,1652,800
(Gains) losses on derivatives, net2,3102,7163,259
(Income) loss from equity method investments, net of dividends or distributions3658441,090
Interest credited to policyholder account balances9,3168,4847,970
Universal life and investment-type product policy fees(4,182)(4,251)(4,031)
Change in contractholder-directed equity securities and fair value option securities(1,013)(518)(539)
Change in accrued investment income(272)(18)(194)
Change in premiums, reinsurance and other receivables(27)460(1,952)

Item 8. Financial Statements and Supplementary Data

FAQ

What is MetLife's interest credited to policyholder account balances?
MetLife (MET) reported interest credited to policyholder account balances of $2.33B in Q4 2025.
How has MetLife's interest credited to policyholder account balances changed year-over-year?
MetLife's interest credited to policyholder account balances increased by 9.8% year-over-year, from $2.12B to $2.33B.
What is the long-term trend for MetLife's interest credited to policyholder account balances?
Over 4 years (2021 to 2025), MetLife's interest credited to policyholder account balances has grown at a 13.4% compound annual growth rate (CAGR), from $5.63B to $9.32B.
What does interest credited to policyholder account balances mean?
The interest expense accrued on policyholder account balances, such as annuities or universal life insurance products. This represents a core cost of funds for insurance companies.

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