Interest credited to policyholder account balances
Prudential Financial Interest credited to policyholder account balances decreased by 27.2% to $1.11B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 34.4%, from $825M to $1.11B. Over 4 years (FY 2021 to FY 2025), Interest credited to policyholder account balances shows an upward trend with a 10.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Higher amounts may indicate a larger base of interest-sensitive products, while lower amounts may reflect lower interest rate environments or product mix shifts.
Detailed definition
This represents the interest expense credited to policyholder account balances, such as those in universal life or annui...
Peer comparison
Standard for life and annuity insurers; peers manage this cost relative to investment yields.
operating_interest_credited_to_policy_owner_accountHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.07B | $917M | $672M | $60M | $644M | $691M | $798M | $981M | $1.15B | $872M | $981M | $1.28B | $1.1B | $863M | $1.33B | $825M | $1.14B | $1.58B | $1.52B | $1.11B |
| QoQ Change | — | -14.6% | -26.7% | -91.1% | +973.3% | +7.3% | +15.5% | +22.9% | +17.1% | -24.1% | +12.5% | +30.8% | -14.1% | -21.7% | +54.6% | -38.2% | +37.9% | +39.0% | -3.7% | -27.2% |
| YoY Change | — | — | — | — | -40.0% | -24.6% | +18.8% | >999% | +78.4% | +26.2% | +22.9% | +30.8% | -4.1% | -1.0% | +36.0% | -35.7% | +3.3% | +83.3% | +14.2% | +34.4% |
Interest credited to policyholder account balances at Other Companies
Frequently Asked Questions
- What is Prudential Financial's interest credited to policyholder account balances?
- Prudential Financial (PRU) reported interest credited to policyholder account balances of $1.11B in Q1 2026.
- How has Prudential Financial's interest credited to policyholder account balances changed year-over-year?
- Prudential Financial's interest credited to policyholder account balances increased by 34.4% year-over-year, from $825M to $1.11B.
- What is the long-term trend for Prudential Financial's interest credited to policyholder account balances?
- Over 4 years (2021 to 2025), Prudential Financial's interest credited to policyholder account balances has grown at a 10.2% compound annual growth rate (CAGR), from $3.43B to $5.07B.
- What does interest credited to policyholder account balances mean?
- The interest cost paid to policyholders on their account balances.