When did Midland States Bancorp report Q2 2025 earnings?

Midland States Bancorp (MSBI) reported Q2 2025 earnings on September 8, 2025 after market close.

What were Midland States Bancorp's Q2 2025 revenue and EPS?

Midland States Bancorp reported revenue of $118.1M and eps of $0.55 for Q2 2025.

How did Midland States Bancorp's Q2 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 65.2% from $71.5M a year earlier and eps grew 175.5% from $0.20.

Where can I find Midland States Bancorp's Q2 2025 SEC filings?

You can read the 10-K periodic report (0001466026-25-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.

Midland States Bancorp MSBI Q2 2025 Annual earnings

Reported September 8, 2025 · After market close

Revenue$118.1M

EPS$0.55

Next report

Date not yet announced

Financials

Q2 2025

Income statement

See full

Revenue$82.2M-9.5%

Net income$12.0M-53.2%

EPS (diluted)$0.44-58.5%

Balance sheet

See full

Cash & equivalents$176.6M+41.7%

Total debt$18.8M+10.0%

Total equity$573.7M-22.1%

Total assets$7.1B-7.8%

Cash flow

See full

Operating cash flow$28.1M-10.8%

CapEx$1.4M-10.6%

Free cash flow$26.7M-10.8%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$367.7M-26.2%

Enterprise value$209.88M-46.3%

P/S1.1×-0.3×

Profitability

See full

FCF margin42.5%+3.5pp

Returns & leverage

See full

Debt / equity0×0.0×

Segments

By product

See full

Trust management/administration fees$6.4M+9.9%

Interchange revenues$3.5M-2.8%

Nonsufficient fund fees$2.0M+9.9%

Other Deposit Account$1.3M+3.7%

Service Other$823.0K+60.4%

Versus estimates

Revenue

Q2 2026$83.7MBeat by $3.0M Q1 2026$81.1MBeat by $5.5M Q4 2025$85.8MBeat by $11.7M Q3 2025$78.1MMiss by $1.1M

Q2 2025$118.1M

Q1 2025$67.7MMiss by $9.0M

Diluted EPS

Q2 2026$0.82Beat by $0.04 Q1 2026$0.79Beat by $0.19 Q4 2025$0.53Miss by $0.17 Q3 2025$0.24Miss by $0.37

Q2 2025$0.55

Q1 2025$0.44Miss by $0.19

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Questions, answered.

When did Midland States Bancorp report Q2 2025 earnings?: Midland States Bancorp (MSBI) reported Q2 2025 earnings on September 8, 2025 after market close.
What were Midland States Bancorp's Q2 2025 revenue and EPS?: Midland States Bancorp reported revenue of $118.1M and eps of $0.55 for Q2 2025.
How did Midland States Bancorp's Q2 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 65.2% from $71.5M a year earlier and eps grew 175.5% from $0.20.
Where can I find Midland States Bancorp's Q2 2025 SEC filings?: You can read the 10-K periodic report (0001466026-25-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.