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Midland States Bancorp MSBI Loans held for sale

Loans held for sale at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$15.77B+19.3%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$6.72M-8.6%
Stifel Financial logo
Stifel FinancialSF
$373.59M-53.3%
Regions Financial logo
Regions FinancialRF
$591M-0.5%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$16.6M+172%
Meridian logo
MeridianMRBK
$54.9M+24.5%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$688.97M+82.8%
Enterprise value$737.72M+237%
P/E19.6×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemMarch 31,2026December 31,2025
Loans4,338,5734,352,004
Allowance for credit losses on loans(67,875)(69,219)
Total loans, net4,270,6984,282,785
Loans held for sale6,7097,781
Premises and equipment, net84,16985,134
Other real estate owned514606
Nonmarketable equity securities29,83532,598
Accrued interest receivable25,87523,824

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's loans held for sale?
Midland States Bancorp (MSBI) reported loans held for sale of $6.71M in Q1 2026.
How has Midland States Bancorp's loans held for sale changed year-over-year?
Midland States Bancorp's loans held for sale decreased by 97.7% year-over-year, from $287.82M to $6.71M.
What is the long-term trend for Midland States Bancorp's loans held for sale?
Over 5 years (2020 to 2025), Midland States Bancorp's loans held for sale has grown at a -43.7% compound annual growth rate (CAGR), from $138.09M to $7.78M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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