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Midland States Bancorp MSBI Banking — Noninterest Income

Other segment segments

Wealth Management
$8.25M+12.2%
Corporate
-$1.13M-20.8%

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+84.4%
Enterprise value$743.74M+240%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncome.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
(dollars in thousands) / Three Months Ended March 31, 2026BankingWealth ManagementCorporateTotal
Provision for credit losses5,0035,003
Wealth management revenue8,2488,248
Other noninterest income15,006(1,132)13,874
Total noninterest income15,0068,248(1,132)22,122
Salaries and employee benefits21,7634,39426,157
Depreciation expense1,206111,217
Amortization of intangible assets471246717
Other noninterest expense21,0181,815(500)22,333

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's banking — noninterest income?
Midland States Bancorp (MSBI) reported banking — noninterest income of $15.01M in Q1 2026.
How has Midland States Bancorp's banking — noninterest income changed year-over-year?
Midland States Bancorp's banking — noninterest income increased by 32.2% year-over-year, from $11.35M to $15.01M.
What is the long-term trend for Midland States Bancorp's banking — noninterest income?
Over 4 years (2021 to 2025), Midland States Bancorp's banking — noninterest income has grown at a 9.9% compound annual growth rate (CAGR), from $42.25M to $61.7M.
What does banking — noninterest income mean?
This metric represents the total revenue generated by the banking segment from sources other than interest, such as service charges, fees, and commissions. It is a key measure of the segment's ability to generate diversified income streams.

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