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Midland States Bancorp MSBI Wealth Management — Net income (loss)

Other segment segments

Banking
$19.02M+114%
Corporate
-$1.56M+11.7%

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+84.4%
Enterprise value$743.74M+240%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
(dollars in thousands) / Three Months Ended March 31, 2026BankingWealth ManagementCorporateTotal
Total noninterest expense44,4586,466(500)50,424
Income (loss) before income taxes24,3291,762(1,979)24,112
Income tax expense (benefit)5,305759(415)5,649
Net income (loss)$19,024$1,003$(1,564)$18,463
Total assets$6,561,452$37,760$(51,249)$6,547,963
(dollars in thousands)BankingWealthManagementCorporateTotal
Three Months Ended March 31, 2025
Interest income$99,355$99,355

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's wealth management — net income (loss)?
Midland States Bancorp (MSBI) reported wealth management — net income (loss) of $1M in Q1 2026.
How has Midland States Bancorp's wealth management — net income (loss) changed year-over-year?
Midland States Bancorp's wealth management — net income (loss) decreased by 7.0% year-over-year, from $1.08M to $1M.
What is the long-term trend for Midland States Bancorp's wealth management — net income (loss)?
Over 4 years (2021 to 2025), Midland States Bancorp's wealth management — net income (loss) has grown at a -9.0% compound annual growth rate (CAGR), from $6.83M to $4.68M.
What does wealth management — net income (loss) mean?
This metric represents the final bottom-line profitability of the wealth management segment after accounting for all operating expenses, overhead, and income taxes. It is the primary measure of the segment's contribution to the overall financial health and shareholder value of the parent company. A consistent positive trend indicates a successful and scalable wealth management business model.

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