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Midland States Bancorp MSBI Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$68.19M+18.1%
Regions Financial logo
Regions FinancialRF
$1.16B+8.1%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$53.66M+27.1%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$238.9M+31.0%
Northwest Bancshares logo
Northwest BancsharesNWBI
$138.11M+15.2%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's net interest income (after provisions)?
Midland States Bancorp (MSBI) reported net interest income (after provisions) of $52.41M in Q1 2026.
How has Midland States Bancorp's net interest income (after provisions) changed year-over-year?
Midland States Bancorp's net interest income (after provisions) increased by 10.5% year-over-year, from $47.44M to $52.41M.
What is the long-term trend for Midland States Bancorp's net interest income (after provisions)?
Over 3 years (2021 to 2025), Midland States Bancorp's net interest income (after provisions) has grown at a -4.7% compound annual growth rate (CAGR), from $204.28M to $176.96M.
What does net interest income (after provisions) mean?
This metric represents the core interest-based revenue generated by lending activities after accounting for the expected losses from the loan portfolio. It reflects the bank's ability to manage interest rate spreads while maintaining adequate reserves for credit risk. A higher value indicates effective credit risk management and profitable net interest margins.