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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$688.97M+82.8%
Enterprise value$737.72M+237%
P/E19.6×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Communication.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
FDIC insurance5291,463
Professional services2,2422,741
Marketing1,241793
Communications431329
Loan expense3,3051,335
Loan servicing fees1,116750
Impairment on goodwill153,977
Amortization of intangible assets717911

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's communication?
Midland States Bancorp (MSBI) reported communication of $431K in Q1 2026.
How has Midland States Bancorp's communication changed year-over-year?
Midland States Bancorp's communication increased by 31.0% year-over-year, from $329K to $431K.
What is the long-term trend for Midland States Bancorp's communication?
Over 4 years (2021 to 2025), Midland States Bancorp's communication has grown at a -17.7% compound annual growth rate (CAGR), from $3M to $1.38M.
What does communication mean?
This metric tracks the costs associated with telecommunications, network connectivity, and customer outreach channels. It reflects the overhead required to maintain communication infrastructure across branches and digital platforms. Controlling these costs is part of the bank's broader effort to optimize operational efficiency.

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