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Midland States Bancorp MSBI Interest Expense, Deposits

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$688.97M+82.8%
Enterprise value$737.72M+237%
P/E19.6×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Federal funds sold and cash investments809718
Total interest income86,02299,355
Interest expense:
Deposits24,20334,615
Short-term borrowings231700
Federal Home Loan Bank advances2,6703,163
Subordinated debt3801,387
Trust preferred debentures1,1211,200

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's interest expense, deposits?
Midland States Bancorp (MSBI) reported interest expense, deposits of $24.2M in Q1 2026.
How has Midland States Bancorp's interest expense, deposits changed year-over-year?
Midland States Bancorp's interest expense, deposits decreased by 30.1% year-over-year, from $34.62M to $24.2M.
What is the long-term trend for Midland States Bancorp's interest expense, deposits?
Over 4 years (2021 to 2025), Midland States Bancorp's interest expense, deposits has grown at a 83.5% compound annual growth rate (CAGR), from $10.96M to $124.27M.

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