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Midland States Bancorp MSBI Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$468K0.0%
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HBT Financial, Inc.HBT
$840K-5.6%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's floating rate capital debt?
Midland States Bancorp (MSBI) reported floating rate capital debt of $1.12M in Q1 2026.
How has Midland States Bancorp's floating rate capital debt changed year-over-year?
Midland States Bancorp's floating rate capital debt decreased by 6.6% year-over-year, from $1.2M to $1.12M.
What is the long-term trend for Midland States Bancorp's floating rate capital debt?
Over 4 years (2021 to 2025), Midland States Bancorp's floating rate capital debt has grown at a 25.3% compound annual growth rate (CAGR), from $1.95M to $4.81M.
What does floating rate capital debt mean?
This reflects the interest expense on junior subordinated debt, such as trust preferred securities, which often carry floating interest rates. It highlights the bank's exposure to interest rate volatility within its capital structure.