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Midland States Bancorp MSBI Retained Earnings

Retained Earnings at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$428.21B+10.8%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$483.89M+17.6%
Stifel Financial logo
Stifel FinancialSF
$4.27B+14.8%
Regions Financial logo
Regions FinancialRF
$10.52B+13.1%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$222.15M+16.0%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$2.1B+14.2%

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's retained earnings?
Midland States Bancorp (MSBI) reported retained earnings of $96.17M in Q1 2026.
How has Midland States Bancorp's retained earnings changed year-over-year?
Midland States Bancorp's retained earnings decreased by 1.6% year-over-year, from $97.71M to $96.17M.
What is the long-term trend for Midland States Bancorp's retained earnings?
Over 5 years (2020 to 2025), Midland States Bancorp's retained earnings has grown at a -11.1% compound annual growth rate (CAGR), from $156.33M to $86.83M.
What does retained earnings mean?
Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.