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Midland States Bancorp MSBI Total Interest Income

Total Interest Income at other companies

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JPMorgan ChaseJPM
$50.62B+4.9%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$114.88M+23.0%
Stifel Financial logo
Stifel FinancialSF
$476.09M-0.2%
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Regions FinancialRF
$1.75B-2.0%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$96.69M+20.8%
Meridian logo
MeridianMRBK
$40.78M-1.0%

Segments

By segment

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Banking$86.02M-13.4%
Corporate$0
Wealth Management$0

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+82.8%
Enterprise value$743.74M+237%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeOperating.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Tax exempt436428
Nonmarketable equity securities583647
Federal funds sold and cash investments809718
Total interest income86,02299,355
Interest expense:
Deposits24,20334,615
Short-term borrowings231700
Federal Home Loan Bank advances2,6703,163

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's total interest income?
Midland States Bancorp (MSBI) reported total interest income of $86.02M in Q1 2026.
How has Midland States Bancorp's total interest income changed year-over-year?
Midland States Bancorp's total interest income decreased by 13.4% year-over-year, from $99.36M to $86.02M.
What is the long-term trend for Midland States Bancorp's total interest income?
Over 4 years (2021 to 2025), Midland States Bancorp's total interest income has grown at a 13.0% compound annual growth rate (CAGR), from $237.82M to $387.87M.
What does total interest income mean?
Total interest earned on all interest-bearing assets — loans, investment securities, deposits at other banks, and federal funds sold.

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