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Midland States Bancorp MSBI Total Liabilities & Equity

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$694.99M+84.4%
Enterprise value$743.74M+240%
P/E19.8×
P/S2.1×+1.0×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:LiabilitiesAndStockholdersEquity.

The source filing: Midland States Bancorp’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 4:10 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001466026-26-000049
Line itemMarch 31,2026December 31,2025
Shareholders’ Equity:
Preferred stock, $2.00 par value; 4,000,000 shares authorized; 115,000 Series A shares, $1,000 per share liquidation preference, issued and outstanding at March 31, 2026 and December 31, 2025, respectively110,548110,548
Common stock, $0.01 par value; 40,000,000 shares authorized; 20,813,975 and 21,169,854 shares issued and outstanding at March 31, 2026 and December 31, 2025, respectively208212
Capital surplus421,609428,247
Retained earnings96,17186,825
Accumulated other comprehensive loss, net of tax(69,582)(60,333)
Total shareholders’ equity558,954565,499
Total liabilities and shareholders’ equity$6,547,963$6,513,420

ITEM 1 – FINANCIAL STATEMENTS

FAQ

What is Midland States Bancorp's total liabilities & equity?
Midland States Bancorp (MSBI) reported total liabilities & equity of $6.55B in Q1 2026.
How has Midland States Bancorp's total liabilities & equity changed year-over-year?
Midland States Bancorp's total liabilities & equity decreased by 10.1% year-over-year, from $7.28B to $6.55B.
What is the long-term trend for Midland States Bancorp's total liabilities & equity?
Over 5 years (2020 to 2025), Midland States Bancorp's total liabilities & equity has grown at a -1.1% compound annual growth rate (CAGR), from $6.87B to $6.51B.
What does total liabilities & equity mean?
Total assets = total liabilities + total equity. This must always balance — a fundamental accounting identity.

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