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Discontinued — last reported Q4 '25

Total debt at other companies

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$46.09M-3.6%
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$258.14M+4.1%
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SoFi Technologies, Inc.SOFI

Other financials

Income statement

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Revenue$36.7M+8.8%
Net income$5.2M+45.7%
EPS (diluted)$0.39+44.4%

Balance sheet

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Cash & equivalents$177.6M-29.4%
Total equity$334.0M+9.3%
Total assets$3.3B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$140.0K-46.4%
Free cash flow-$23.4M-269%

Valuation

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Market cap$366.99M+38.0%
P/E12.9×-0.9×
P/S2.2×+0.4×

Profitability

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Net margin16.7%+3.7pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $26.13M.

The official record: MVB Financial Corp.’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MVB Financial Corp.'s total debt?
MVB Financial Corp. (MVBF) reported total debt of $26.13M in Q4 2025.
How has MVB Financial Corp.'s total debt changed year-over-year?
MVB Financial Corp.'s total debt decreased by 6.9% year-over-year, from $28.08M to $26.13M.
What is the long-term trend for MVB Financial Corp.'s total debt?
Over 5 years (2020 to 2025), MVB Financial Corp.'s total debt has grown at a 7.1% compound annual growth rate (CAGR), from $18.5M to $26.13M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.