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NCR Atleos NATL Self-Service Banking — Adjusted cost of services

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Other financials

Income statement

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Revenue$1.0B+6.5%
Operating income$84.0M-9.7%
Net income$22.0M+57.1%
EPS (diluted)$0.29+52.6%

Balance sheet

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Cash & equivalents$596.0M-12.6%
Total debt$2.9B-2.9%
Total equity$396.0M+44.0%
Total assets$5.6B-1.7%

Cash flow

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Operating cash flow-$9.0M-107%
CapEx$27.0M-6.9%
Free cash flow-$36.0M-138%

Valuation

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Market cap$3.44B+30.3%
Enterprise value$5.78B+15.3%
P/E20.3×-2.7×
P/S0.8×+0.2×

Profitability

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Operating margin10.6%-0.3pp
Net margin3.8%+1.4pp
FCF margin5.7%

Returns & leverage

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Return on equity50.7%+13.8pp
Debt / equity7.4×-3.6×
Current ratio0.0×

Where this comes from

Reported directly by NCR Atleos in its filing.

Tagged under the XBRL concept natl:CostOfServicesAdjusted.

The source filing: NCR Atleos’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 9:13 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001974138-26-000009
In millionsFor the three months ended March 31, 2026 / Self-Service BankingFor the three months ended March 31, 2026 / NetworkFor the three months ended March 31, 2026 / T&TFor the three months ended March 31, 2026 / Total
Consolidated Revenue$1,043
Less:
Adjusted cost of products (2)16582175
Adjusted cost of services (2)33920728574
Adjusted SG&A and R&D expenses (2)5125379
Other segment items (3)(17)(23)(40)
Total Segment Adjusted EBITDA$159$84$7$250
Reconciliation of Segment Adjusted EBITDA to Net income attributable to Atleos

Item 1. FINANCIAL STATEMENTS

FAQ

What is NCR Atleos's self-service banking — adjusted cost of services?
NCR Atleos (NATL) reported self-service banking — adjusted cost of services of $339M in Q1 2026.
How has NCR Atleos's self-service banking — adjusted cost of services changed year-over-year?
NCR Atleos's self-service banking — adjusted cost of services increased by 12.3% year-over-year, from $302M to $339M.
What is the long-term trend for NCR Atleos's self-service banking — adjusted cost of services?
Over 3 years (2022 to 2025), NCR Atleos's self-service banking — adjusted cost of services has grown at a 3.7% compound annual growth rate (CAGR), from $1.15B to $1.28B.
What does self-service banking — adjusted cost of services mean?
The recurring operational expenses required to maintain, support, and manage the self-service banking network, including maintenance contracts and software support. It reflects the ongoing cost structure of providing service-based banking solutions to customers.

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