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Year three at other companies

International Bancshares logo
International BancsharesIBOC
$1.56B-28.5%
Center Bancorp logo
Center BancorpCNOB
$741.62M
BOK Financial logo
BOK FinancialBOKF
Customers Bancorp logo
Customers BancorpCUBI
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC

Other financials

Income statement

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Revenue$126.8M+24.2%
Net income$20.8M-14.2%
EPS (diluted)$0.46-27.0%

Balance sheet

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Cash & equivalents$472.8M+92.0%
Total debt$202.1M+270%
Total equity$1.7B+25.2%
Total assets$12.6B+24.9%

Cash flow

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Operating cash flow-$56.8M-243%
CapEx$5.5M-46.0%
Free cash flow-$62.3M-312%

Valuation

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Market cap$1.97B+20.9%
Enterprise value$1.7B+17.8%
P/E18.6×+4.0×
P/S4.5×+0.5×

Profitability

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Net margin24.1%-3.4pp
FCF margin9.2%-21.6pp

Returns & leverage

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Return on equity7.1%-1.6pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by National Bank Holdings in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: National Bank Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is National Bank Holdings's year three?
National Bank Holdings (NBHC) reported year three of $1.33B in Q1 2026.
How has National Bank Holdings's year three changed year-over-year?
National Bank Holdings's year three increased by 53.5% year-over-year, from $868.91M to $1.33B.
What is the long-term trend for National Bank Holdings's year three?
Over 3 years (2022 to 2025), National Bank Holdings's year three has grown at a -1.6% compound annual growth rate (CAGR), from $703.39M to $670.47M.
What does year three mean?
This represents the portion of financing receivables, excluding accrued interest, that is scheduled to mature or be repaid in the third year. It assists in mapping out the bank's long-term asset duration and potential reinvestment needs. This metric is essential for assessing the bank's structural liquidity and asset-liability matching.