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Year three at other companies

OceanFirst Financial logo
OceanFirst FinancialOCFC
$559.48M+6.6%
National Bank Holdings logo
National Bank HoldingsNBHC
$1.33B+53.5%
Customers Bancorp logo
Customers BancorpCUBI

Other financials

Income statement

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Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+55.2%
Enterprise value$946.38M+20.5%
P/E16.5×+1.5×
P/S4.5×+1.1×

Profitability

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Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp
Debt / equity-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: Heritage Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's year three?
Heritage Financial (HFWA) reported year three of $668.58M in Q1 2026.
How has Heritage Financial's year three changed year-over-year?
Heritage Financial's year three increased by 3.9% year-over-year, from $643.25M to $668.58M.
What is the long-term trend for Heritage Financial's year three?
Over 3 years (2022 to 2025), Heritage Financial's year three has grown at a 10.7% compound annual growth rate (CAGR), from $386.2M to $524.21M.
What does year three mean?
This represents the portion of the financing receivable portfolio scheduled to mature or be repaid during the third year. It helps investors project the bank's long-term asset duration and the timing of potential capital recycling. Monitoring these maturity buckets is vital for evaluating the bank's ability to manage interest rate risk and maintain a balanced maturity profile.