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Other financials

Income statement

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Revenue$103.2M+5.4%
Net income$20.5M-4.7%
EPS (diluted)$0.36+2.9%

Balance sheet

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Cash & equivalents$137.0M-16.3%
Total debt$1.5B+29.7%
Total equity$1.7B-2.3%
Total assets$14.6B+9.4%

Cash flow

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Operating cash flow$25.2M+1,512%
CapEx$2.0M+5.2%
Free cash flow$23.3M+739%

Valuation

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Market cap$1.08B+11.0%
Enterprise value$2.46B+24.3%
P/E15.4×+5.0×
P/S2.6×+0.1×

Profitability

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Net margin17.1%-7.2pp
FCF margin25.9%

Returns & leverage

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Return on equity4.1%-1.4pp
Debt / equity0.9×+0.2×

Where this comes from

Reported directly by OceanFirst Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear.

The official record: OceanFirst Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OceanFirst Financial's year three?
OceanFirst Financial (OCFC) reported year three of $559.48M in Q1 2026.
How has OceanFirst Financial's year three changed year-over-year?
OceanFirst Financial's year three increased by 6.6% year-over-year, from $524.81M to $559.48M.
What is the long-term trend for OceanFirst Financial's year three?
Over 5 years (2020 to 2025), OceanFirst Financial's year three has grown at a -9.3% compound annual growth rate (CAGR), from $817.61M to $500.72M.
What does year three mean?
The portion of the financing receivable portfolio scheduled to mature or be repaid during the third year. This data point helps analysts model the bank's long-term asset repricing and cash flow expectations. It is used to gauge the stability and predictability of the bank's interest-earning asset base.